Over 50's Life Insurance

What are over 50's Life Insurance Policies?

Over 50’s Life Insurance is designed to pay out a lump sum to loved ones in the event of your death.

The ‘Over 50s’ plan is usually developed around the regular ‘whole of life’ insurance cover basis; only targeted specifically toward those between the ages of 50 and 85 usually.

Of course, there are differences between an over '50's plan' and a 'whole of life' policy. The main difference is focused on the medical history of the policyholder.

No medical history is needed when taking out an 'Over 50's' policy and acceptance is guaranteed provided you are aged over 50

The only thing we will ask is basic personal and contact details and whether you've smoked tobacco or used nicotine replacement products in the last 12 months.

Premiums are normally paid until the age of 90 although some insurers may have a shorter or longer payment period. If you live beyond that time your policy and your cover will still be active and you won’t have to pay any more premiums.

What are over 50s life insurance plans used for?

Everyone's reasons for taking out a policy will be different. Over-50s life insurance plans are commonly chosen by people wanting to guarantee there will be a certain amount of money to pass on to loved ones.

Most policyholders want to be sure there is enough money to pay for their funeral so that their loved ones won't be left out of pocket.


So what are you waiting for, get a quote today with Quick Quote Life...

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